Smart Life Planning
Families and Individuals
Take the Guesswork Out of Your Financial Future
Smart Life Planning
The Only Personal Disability Program That Pays YOUR Salary:
When YOU are Disabled; OR,
When YOU You Must Take Off From Work to Provide Care for a Disabled Family Member
THE NEW STANDARD IN
WEALTH & PROTECTION
High Upside Growth Potential
Guaranteed Minimum Growth (Minimal Downside Risk)
Tax-Free, Penalty-Free Access to Cash
Funding for Critical, Chronic, or Terminal Illnesses
Secure Death Benefit for Your Loved Ones
Sterling Secure has created a realistic and comprehensive integrated planning methodology that is focused on Life Planning. This approach considers all aspects of a client’s financial security needs for today as well as when these needs evolve into the future. The process is effective for both personal and business planning and protection.
MY FINANCIAL NEEDS
FOR MY LIFESTYLE
ECONOMY - US & GLOBAL
- IMMEDIATE FAMILY
RISING HEALTHCARE COSTS
RISING COLLEGE COSTS
TAXES & REGULATIONS
CASH, DAILY LIVING
TRAVEL & VACATIONS
COLLEGE PLANNING & FUNDING
Secured & Controlled
Freedom & Peace of Mind
We are told to plan for retirement! Invest here for the future! BUT what about today, next week and the next few years - How do I plan for the distant future AND do all the other things that I want to do in the interim?
PERSONAL LIFESTYLE FINANCIAL NEEDS
These are links
Does Your Financial Plan Guarantee Success?
Who’s Messing with Your Money?
We saw what happened to our investments when the stock market took a dive in 2008. Many people had a significant amount of their savings disappear and many have still not recovered! How do I know that my savings and investments for the future are safe and secure from external forces that I can't control? Sterling Secure's Smart Planning strategic process helps you to design a complete program and build a shield against potential disrupters so that you are virtually guaranteed success in achieving your personal goals - on your terms!
SECURE YOUR FINANCIAL FUTURE TODAY
Using Smart Planning expert concepts and solutions, disruptions can be thwarted and the company can remain profitable without scaling back assets or laying off employees.
Protecting Your Business Equity Today and Securing It for the Future
Businesses have a unique set of challenges in remaining financially strong and viable. This is particularly true for small businesses and family-owned businesses. The owners and the employees alike must each also deal with all of the personal issues discussed above.
The business must remain successful and this presents additional challenges for the business leadership and the employees.
MARKET REACH & GROWTH
INNOVATION & NIMBLENESS
INCREASE SALES & REVENUE
HIRE & RETAIN QUALIFIED STAFF
ACCESS TO AFFORDABLE CAPITAL
CUSTOMER LOYALTY & RETENTION
RESPONSIVE/STABLE SUPPLY CHAIN
HEALTH ISSUES, OWNER(S)
LOSS OF KEY PERSON(S)
RISING COST, EMPLOYEE BENEFITS
SUPPLY CHAIN ISSUES
TECHNOLOGY & COMPETITION
FEDERAL, STATE AND LOCAL
TAXES, REG'S, & MANDATES
RECESSION, INTEREST RATES
AVAILABILITY OF CAPITAL
Do you have a definitive business exit plan?
If something happens to you as a business owner or a key person, will the doors remain open and the business continue to prosper?
If your business partner exits the business, can you afford to buy-out their shares?
Under what circumstances will shares of ownership change?
What is the value of your company? How do you know?
Would you prefer to have the Government put a value on the worth of your company for tax purposes or would you prefer to determine the value?
If you rely on the company to pay your salary while you are off-work for an extended period of time, how long is it before the company closes the doors?