We Live in an Age of Uncertainty and Change!
Are You Prepared for the Unexpected?
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More and more, Americans are experiencing significant anxiety and frustration about the stability of their financial health today and for the future.
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Life Planning considers all aspects of a Client’s financial security needs for today as well as when these needs evolve into the future. Each custom Life Plan incorporates 21st century solutions to protect you financially today and preserve your tomorrows.
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Are you living on a perpetual financial treadmill?
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Will your money that you have tucked away in your portfolio always be available?
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Might you be called upon to help your parents financially as they age?
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Do you know with certainty that you will be able to retire on your terms?
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Are you financially prepared for the time when a medical event strikes your family?
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Are you in a position to help fund post-high school education?
COMPREHENSIVE PLANNING IS THE CORNERSTONE FOR ACHIEVING A STRESS-FREE LIFESTYLE
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Each person and each family have their own lifestyle desires and agenda for their life.
For individuals who are just starting their career path, the emphasis is more likely to be focused on near-term goals such as travel, paying down school debt, safe investments, building relationships, and career.
For those who have children (e.g., married couples and single parents), the emphasis may be more focused on home ownership, developing and nurturing the family unit, managing debt, education, and vacations.
In each stage of life, needs, priorities, the life agenda changes accordingly.
Unfortunately, just having an agenda is not enough – It must be supported by an action-focused support program that manages the risks and those escalating things that can disrupt the goals.
REAL SOLUTIONS
MAXIMIZING AND EXTENDING PENSION BENEFITS
CREATING WEALTH SAFELY WITH NO MARKET RISK
HAVING DISCRETIONARY ASSETS TO HELP MY CHILDREN (COLLEGE, START IN LIFE)
PROVIDING RESOURCES TO HELP AGING PARENTS WITHOUT JEOPARDIZING MY FAMILY'S FUTURE
FINANCIAL FREEDOM FOR A SECURE LIFETIME
Sterling Secure helps Clients to develop their Secure Life Plan GPS.
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21st Century Innovation for Protection and Wealth Accumulaton - The New Standard!
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Income Replacement - Personal and Business
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Comprehensive College Planning and Funding Support
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College funding has always been the nemesis for financial planning. Without a proper college planning strategy, the daunting costs can, and often do, crush the best designed financial plan - It’s more than the savings for college and loans – It’s extremely complex!
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Colleges are a businesses first! Most applicants truly don’t understand the dynamics of the multi-layered systems that they encounter. As such, better than 60% of the annual applicants pay more than they have to attend US higher learning educational institutions.
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Sterling Secure enlists the services of our sister company College Funding of America to help parents navigate the impediments so that they can Get into College, Not Debt! By providing a GPS road map, counseling & mentoring, and comprehensive strategy for the entire college experience, students find the right school at the right price with a minimum of follow-on student debt. With CFA, college funding is no longer a roadblock or nemesis.
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GET INTO COLLEGE,
NOT DEBT!
Business Tip - Buy-Sell Agreements Protect Small BusinBusiness Tip - Buy-Sell Agreements Protect Smll
THE SECRET
COMPOUND INTEREST THAT GROWS BASED ON STOCK MARKET
PERFORMANCE WITHOUT THE FEAR OF FINANCIAL LOSSES!
Use the MARKET WITHOUT BEING in the MARKET!
EXAMPLE:
Sevings account A and savings account B each have $100,000 cash balance in January 1996.
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Account A earns interest based on the performance of the S&P 500 stock market index, both gains and losses. If the index exceeds 0%, the interest credited to the account balance is the growth of the index. If the index is less than 0%, the account is adjusted by the negative interest and the principle balance changes accordingly.
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Account B earns interest based on the performance of the S&P 500 stock market index also but has a floor. If the index exceeds 3%, the interest credited to the account balance is the growth of the index less 3%. If the index is 3% or less, the account balance receives no interest and the principle balance does NOT change.
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Using this example over the period 1996 through 2016, Account A would end the period wilh a gross principle balance of $304,567. Over the same period, Account B would have a gross principle balance of $551, 921.
21st CENTURY INNOVATION
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INDEXED UNIVERSAL LIFE INSURANCE (IUL)
THE NEW STANDARD IN WEALTH ACCUMULATION AND PROTECTION
IT JUST KEEPS GETTING BETTER!
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Leading Carriers Have New and Improved Performance Options that Opens the Maximum CAP on Accrued Compounded Interest to Unlimited Growth.
IUL - Indexed Universal Life Insurance
Alliance Group
Frequently Asked Questions
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How does IUL compare to a normal investment savings plans (e.g., 401K, Roth IRA, 403b -457 plans, pensions, or mutual funds) in terms of performance, flexibility, taxes, & risks? The answer will likely surprise you!
What appears on the surface to make sense in these normal investment portfolios may actually degrade your ability to achieve your goals - You will most likely have a higher probability of OUTLIVING your available money!
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What If I have already have some of these plans in-place? Sterling Secure's Strategic Life Planning will help you to align all of your assets that works best for your short-term and long-term needs and goals.
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Contact Sterling to get the amazing details!
612-819-2460
Performance - Flexibility
Safety - Freedom
INCOME - EQUITY PROTECTION GROUP
Accelerating Results
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