PROTECTING
TODAY
PRESERVING
TOMORROWS
Secured, Personal
Financial Freedom
Smart Life Planning
Families and Individuals
Take the Guesswork Out of Your Financial Future
Smart Life Planning
for Business
21st Century
INNOVATIONS
The Only Personal Disability Program That Pays YOUR Salary:
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When YOU are Disabled; OR,
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When YOU You Must Take Off From Work to Provide Care for a Disabled Family Member
THE NEW STANDARD IN
WEALTH & PROTECTION
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High Upside Growth Potential
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Guaranteed Minimum Growth (Minimal Downside Risk)
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Tax-Free, Penalty-Free Access to Cash
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Funding for Critical, Chronic, or Terminal Illnesses
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Secure Death Benefit for Your Loved Ones
Sterling Secure has created a realistic and comprehensive integrated planning methodology that is focused on Life Planning. This approach considers all aspects of a client’s financial security needs for today as well as when these needs evolve into the future. The process is effective for both personal and business planning and protection.
POTENTIAL PERSONAL
DISRUPTERS
POTENTIAL PERSONAL
DISRUPTERS
MY FINANCIAL NEEDS
FOR MY LIFESTYLE
ECONOMY - US & GLOBAL
MARKET VOLATILITY
GEOPOLITICAL INSTABILITY
BASIC INFLATION
MEDICAL EVENTS
- IMMEDIATE FAMILY
- PARENTS
RISING HEALTHCARE COSTS
RISING COLLEGE COSTS
TAXES & REGULATIONS
EMPLOYMENT INSTABILITY
POTENTIAL PERSONAL
DISRUPTERS
CASH, DAILY LIVING
CHARITABLE CONTRIBUTIONS
K-12 EDUCATION/ACTIVITIES
RETIREMENT
TRAVEL & VACATIONS
COLLEGE PLANNING & FUNDING
WEDDINGS
NEW HOME/REMODELING
GRANDCHILDREN
PARENT CARE
FREEDOM
Personal Solutions
Secured & Controlled
Freedom & Peace of Mind
We are told to plan for retirement! Invest here for the future! BUT what about today, next week and the next few years - How do I plan for the distant future AND do all the other things that I want to do in the interim?
PERSONAL LIFESTYLE FINANCIAL NEEDS
These are links
Does Your Financial Plan Guarantee Success?
Who’s Messing with Your Money?
We saw what happened to our investments when the stock market took a dive in 2008. Many people had a significant amount of their savings disappear and many have still not recovered! How do I know that my savings and investments for the future are safe and secure from external forces that I can't control? Sterling Secure's Smart Planning strategic process helps you to design a complete program and build a shield against potential disrupters so that you are virtually guaranteed success in achieving your personal goals - on your terms!
SECURE YOUR FINANCIAL FUTURE TODAY
SmartPlan™
for Business
Using Smart Planning expert concepts and solutions, disruptions can be thwarted and the company can remain profitable without scaling back assets or laying off employees.
Protecting Your Business Equity Today and Securing It for the Future
Businesses have a unique set of challenges in remaining financially strong and viable. This is particularly true for small businesses and family-owned businesses. The owners and the employees alike must each also deal with all of the personal issues discussed above.
The business must remain successful and this presents additional challenges for the business leadership and the employees.
BUSINESS GOALS
INCREASE SALES & REVENUE
INCREASE PROFITABILITY
HIRE & RETAIN QUALIFIED STAFF
CUSTOMER LOYALTY & RETENTION
ESTABLISH BRAND RECOGNITION
MAINTAIN HIGH QUALITY & SERVICE
EXPAND MARKET REACH
INNOVATION & NIMBLENESS
BUSINESS DISRUPTERS
OWNERSHIP TRANSFERS
LOSS OF BUSINESS, OWNER HEALTH
DISENGAGEMENT, OWNER
LOSS OF KEY PERSON(S)
STAFF REDUCTIONS
COMPETITION
UNAVAILABILITY OF CAPITAL
TAXES & REGULATIONS
CONSIDER
Do you have a definitive business exit plan?
If something happens to you as a business owner or a key person, will the doors remain open and the business continue to prosper?
If your business partner exits the business, can you afford to buy-out their shares?
Under what circumstances will shares of ownership change?
What is the value of your company? How do you know?
Would you prefer to have the Government put a value on the worth of your company for tax purposes or would you prefer to determine the value?
If you rely on the company to pay your salary while you are off-work for an extended period of time, how long is it before the company closes the doors?